Products and Services

IndependenceCare Underwriting Services fulfills its mission by designing and implementing high quality, cost effective reinsurance and insurance programs that are mutually beneficial to clients and carrier partners. We differentiate ourselves by asking questions, lots of questions, leading to a thorough understanding of our clients' business and risk exposures. We are reaching our goal by becoming recognized as the preeminent underwriting entity on managed care and employer stoploss risk.

Broker, third party administrators, and intermediary markets are our primary distributors. Contact us or your preferred broker/TPA/intermediary for more information.

• HMO Reinsurance
• Provider Excess Loss Insurance
• Point of Service/Preferred Provider Organization Capability
• Employer Stop Loss Insurance products for HMO clients
• Employer Stop Loss Insurance products for self funded employer groups
• Group Life Insurance programs

Our services are provided on behalf of leading insurance and reinsurance companies, including: